Table of contents:
- Smart tricks control the extravagant nature of your partner
- 1. Invite serious discussion
- 2. Create a financial budget
- 3. Make a mutual agreement
- 4. Do not hesitate to reprimand your partner
Behind all the good qualities and strengths of a partner, of course there will always be disadvantages that come with it. One of them is the habit of spending money on buying anything, even those that are not important or wasteful. Not infrequently, you will be annoyed when you see many bags of groceries brought home from the mall, or packages that come without stopping from online shopping. Then, how, yes, the best solution to dealing with an extravagant partner like this?
Smart tricks control the extravagant nature of your partner
1. Invite serious discussion
When your partner's shopping hobby seems ingrained and difficult to "brake", the first thing you can do is to talk seriously. State that what he has done so far may have exceeded reasonable limits, as well as emphasize that there are still many important needs that should be prioritized over satisfying his desire to spend.
Make your partner understand that this one bad habit can plunge him into the future if not changed early. Consider the ways in which you would correct the flaws of this extravagant partner. Try not to irritate him, which will make the situation worse.
2. Create a financial budget
The biggest reason why someone can be so extravagant is usually because they don't have a detailed budget for expenses and income. As a result, he did not consider the amount of expenditure in accordance with his income.
Well, from now on you should make a financial budget that includes the needs of you and your partner every month, depending on whether you and your partner are married or are still in the dating stage.
Help your partner make details ranging from small to large things, including food money, gas money or fees for going to the office, money for household expenses, to money for other important needs.
Don't forget, set aside a few percent of your income to fill in long-term savings. After that, routinely record how many daily expenses and their information.
By making a clear financial budget, you and your partner will have an idea of how much money can be spent, how much has been spent, and the extent to which the limit of spending each month.
3. Make a mutual agreement
Having succeeded in making a wasteful partner want to further limit their spending wishes, and have compiled a monthly financial budget in such a way, now is the time for both of you to make an agreement together.
For example, by trying to use funds according to the limit of need, not excessive, especially to use other budget needs. Instill in your partner, including you, to prioritize buying important needs.
If you really want to pamper yourself by shopping, or use for other things that are not actually listed in the budget, you should do it after all your primary needs are met. Or in other words, do not let yourself go too far in shopping that is not really important, instead of putting aside needs that should be prioritized.
Making a joint commitment like this, indirectly can better regulate your partner's wasteful shopping desire. You and your partner will also be more disciplined in managing finances every month.
4. Do not hesitate to reprimand your partner
Change is not an easy thing, especially when it comes to finances. That is why, every now and then you may find your partner still has a hard time withholding his extravagant nature. Whether it's crazy shopping when there is a discount, or using money to exceed the budget limit that has been made.
This is natural to happen early in the change process. As a good partner, stay with him and don't hesitate to remind him when he feels that he is using too much monthly funds. It would be even better, if both of you are willing to both apply the punishment when intentionally or unintentionally breaking the rules.
The punishment that is made should still be related to finance. Take, for example, such as reducing your spending ration in the following month to replace excess expenses this month. If you continue to apply it with discipline, this method can help limit the desire for excessive shopping over time.
